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Medicare

Health Care In’s and Out’s

Let us help you navigate your Health Care benefits

Medicare, Medicaid, and health care are complicated and can be very confusing. We are here to help you decide what healthcare options are best for you (and so you can see what each option entails!).

If you have questions or concerns about Medicare, or want to learn more about your Medicare benefits or see if you’re eligible for the Medicare Savings Program, contact us at (970) 315-1328.

What is SHIP?

SHIP is the State Health Insurance Assistance Program and is available for Medicare-eligible individuals regardless of age. SHIP is an excellent program that provides one-on-one insurance counseling and assistance to Medicare beneficiaries, their families, and caregivers free of charge.

SHIPs, or State Health Insurance and Assistance Programs are free, state counseling services that help older adults understand their Medicare, Medicare Advantage, Medigap (Medicare Supplemental Insurance) and Medicaid benefits. Anyone with Medicare-related questions is free to call a SHIP’s counselor even if they are not currently enrolled in Medicare.

The program provides older adults with one on one counseling so you can take full advantage of the benefits! We offer face to face meetings as well as phone consultations.

SHIP is supported, in part by grant number 90SAPG0060, from the U.S. Administration for Community Living, Department of Health and Human Services. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.

Make an appointment by calling (970) 315-1329 or click the link below for more information about appointments in your county.

SHIP Medicare Volunteer Opportunities in the Region

Imagine – your assistance can mean the difference between someone affording or not affording their monthly medications, learning about health plans best suited to them, or saving enough money to see a grandchild for the first time.  Without SHIP volunteers, our program could not exist, meaning thousands of Colorado Medicare beneficiaries could be left to navigate the Medicare system on their own each year, resulting in increased costs, lost opportunities, poor healthcare choices, and penalties. If you are interested in being a certified SHIP Medicare Counselor, fill out the application below and send it back to Jonnah at jglassman@nwccog.org.

SHIP Medicare Counselor – Volunteer Application

Items to bring to your appointment

  • Medicare card / Medicare number
  • Employee/Benefits booklet and billing information (if still working & applicable)
  • List of Prescription drugs –(pics of rx bottles or bring actual prescriptions)
  • Medicare, CMS, Social Security, Medigap Insurance or Advantage Plan Correspondence (only if you have questions about it)

Remember: You Have Medicare Rights!

Acentra Health offers information and assistance to providers, patients, and families regarding beneficiary complaints, discharge appeals, and immediate advocacy. Who is Acentra Health, and how do they help people who have Medicare? 

You have the right to:

  • File a quality of care complaint. You may contact Acentra Health to file a complaint and your medical record will be reviewed by one of Acentra Health’s physicians.
  • File an appeal of your discharge from a hospital, skilled nursing facility, home health agency, or a hospice. You may file an appeal with Acentra Health if you feel that you are not ready to be discharged from a hospital or skilled services.
  • Request Immediate Advocacy for immediate concerns. Kepro can contact your provider on your behalf and advocate regarding your concerns.

To file a quality of care complaint or appeal a discharge from a skilled nursing facility, home health agency, hospital, or a hospice, call Acentra Health toll-free at 888-317-0891.

What is Connect for Health Colorado?

Connect for Health Colorado is Colorado’s Health Insurance Marketplace (Affordable Care Act) and has options for older adults age 60 to 64.

You can get financial assistance if you qualify, view and compare all health plans in your area, buy a health insurance plan, and access free, expert, in-person help from Health Coverage Guides.

It’s important to remember that you are not eligible for the Affordable Care Act if you currently receive Medicare. Medicare isn’t part of the Health Insurance Marketplace established by the Affordable Care Act, so you don’t have to replace your Medicare coverage with Marketplace coverage. No matter how you get Medicare, whether, through Original Medicare or a Medicare Advantage Plan, you’ll still have the same benefits and security you have now.

Aging Services Focused on YOU

We are here to listen and help you find your direction. Think of Vintage as your compass to aging well and prospering.
Call our Resource Center at (970) 468-0295 if you have any questions or are interested in learning more. Si usted necesita ayuda o información en español, llame a Ceci Peterson al 970-531-4087.