Medicare, Medicaid, and health care are complicated and can be very confusing. We are here to help you decide what healthcare options are best for you (and so you can see what each option entails!).
If you have questions or concerns about Medicare, or want to learn more about your Medicare benefits or see if you’re eligible for the Medicare Savings Program, contact us at (970) 315-1328.
SHIP is the State Health Insurance Assistance Program and is available for Medicare-eligible individuals regardless of age. SHIP is an excellent program that provides one-on-one insurance counseling and assistance to Medicare beneficiaries, their families, and caregivers free of charge.
SHIPs, or State Health Insurance and Assistance Programs are free, state counseling services that help older adults understand their Medicare, Medicare Advantage, Medigap (Medicare Supplemental Insurance) and Medicaid benefits. Anyone with Medicare-related questions is free to call a SHIP’s counselor even if they are not currently enrolled in Medicare.
The program provides older adults with one on one counseling so you can take full advantage of the benefits! We offer face to face meetings as well as phone consultations.
SHIP is supported, in part by grant number 90SAPG0060, from the U.S. Administration for Community Living, Department of Health and Human Services. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.
Imagine – your assistance can mean the difference between someone affording or not affording their monthly medications, learning about health plans best suited to them, or saving enough money to see a grandchild for the first time. Without SHIP volunteers, our program could not exist, meaning thousands of Colorado Medicare beneficiaries could be left to navigate the Medicare system on their own each year, resulting in increased costs, lost opportunities, poor healthcare choices, and penalties. If you are interested in being a certified SHIP Medicare Counselor, fill out the application below and send it back to Jonnah at jglassman@nwccog.org.
Kepro offers information and assistance to providers, patients, and families regarding beneficiary complaints, discharge appeals, and immediate advocacy. Who is Kepro and how do they help people who have Medicare?
You have the right to:
To file a quality of care complaint or appeal a discharge from a skilled nursing facility, home health agency, hospital, or a hospice, call Kepro toll-free at 888-317-0751.
Connect for Health Colorado is Colorado’s Health Insurance Marketplace (Affordable Care Act) and has options for older adults age 60 to 64.
You can get financial assistance if you qualify, view and compare all health plans in your area, buy a health insurance plan, and access free, expert, in-person help from Health Coverage Guides.
It’s important to remember that you are not eligible for the Affordable Care Act if you currently receive Medicare. Medicare isn’t part of the Health Insurance Marketplace established by the Affordable Care Act, so you don’t have to replace your Medicare coverage with Marketplace coverage. No matter how you get Medicare, whether, through Original Medicare or a Medicare Advantage Plan, you’ll still have the same benefits and security you have now.
